Life Insurance

In the complex realm of life insurance, Chenango Brokers stands with *BackNine as a beacon of support and guidance for agents. Through our partnership with *BackNine Chenango Brokers offers a plethora of wholesale life insurance solutions, enabling agents to deliver a diverse array of life insurance products meticulously tailored to meet the multifaceted needs of their clients. With our expansive network of premier carriers and steadfast back-office support, agents are well-positioned to provide optimal, reliable, and diverse solutions to individuals, high net worth clients, and various business entities.

In the spirit of full transparency, it is essential to reiterate that Chenango Brokers collaborates with BackNine for the issuance of all life insurance products listed. We uphold a commitment to honesty and clarity, and it’s crucial for our valued partners and clients to understand that our licensure does not extend directly to the carriers mentioned. BackNine, renowned in the insurance industry, acts as our intermediary, guaranteeing that every service and interaction aligns with the pinnacle of compliance, integrity, and excellence. This synergistic alliance enables us to concentrate on providing premium solutions and services, sustaining an unparalleled degree of trust and dependability in every endeavor.

Comprehensive Life Insurance Products

Diverse Portfolio for Varied Needs

Chenango Brokers offers a broad spectrum of life insurance products including:

• Term Life
• Whole Life
• Universal Life
• Guaranteed UL
• Accumulation IUL
• and more

… allowing agents to effectively address the unique needs and preferences of their clients.

Specialized Solutions for Specific Circumstances

From Final Expense to Accidental Death and Return of Premium, we provide specialized products that are designed to cater to specific needs, ensuring that agents can offer solutions that truly resonate with their clients.

Partnering with Renowned Carriers

A Network of Trust and Reliability

Chenango Brokers is proud to collaborate with over 30 esteemed carriers including:

• Lincoln Life Insurance Company
• John Hancock Life Insurance Company
• AIG Life Insurance Company
• and many more

… fostering trust and reliability in the solutions provided by agents.

Access to Exclusive Products

Our strategic partnerships enable agents to access exclusive life insurance products, allowing them to present distinctive solutions and gain a competitive edge in the market.

Wholesaler Services: A Pillar of Support

Back-Office Support Center

Chenango Brokers provides comprehensive back-office support, assisting agents with appointments, case illustrations, underwriting, policy completion requirements, and more, enabling them to concentrate on client interactions and solution delivery.

Licensed in All 50 States

Our widespread licensure allows us to act as an agent across:

• Alabama
• Arizona
• Colorado
• Connecticut
• Florida
• Illinois
• Indiana
• Louisiana
• Maryland
• Massachusetts
• Michigan
• Nevada
• New Jersey
• New York
• North Carolina
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• Tennessee
• Texas
• and Washington.

… ensuring seamless operations and extending our reach to assist agents irrespective of geographical constraints.

Client Solutions: Beyond Insurance

Estate Planning and Risk Management

Our holistic approach includes estate planning strategies, executive carve-outs, and risk insurance for high-risk individuals and those in the sports and entertainment industry, providing a comprehensive suite of life insurance solutions.

Business Valuations and Buy-Sell Completion

Chenango Brokers aids in business valuations and facilitates the completion of buy-sell agreements, safeguarding the interests of business owners and partnerships.

Empowering Agents with Tools and Knowledge

Quoting Tools for Producers and Consumers

Chenango Brokers grants access to advanced quoting tools, empowering agents to deliver prompt and precise quotes, thereby enhancing the client experience and expediting the decision-making process.

In-depth Understanding of Policy Differences

Our team assists agents in deciphering the intricate language of policies, ensuring a profound understanding of the differences between various types of life insurance, and enabling the delivery of the most apt solutions to clients.

Chenango Brokers: Your Partner in Excellence

A Variety of Wholesale Financial Services

Beyond life insurance, Chenango Brokers offers a spectrum of wholesale financial services including, Long-Term Care Insurance, and Disability Insurance, serving as an enhanced solution for all financial service needs.

Learn More About Our Life Insurance Options

Explore the myriad life insurance options available at Chenango Brokers and discover how we can assist you in delivering unparalleled life insurance solutions to your clients.

In the dynamic world of life insurance, having a reliable partner like Chenango Brokers is pivotal. We are dedicated to empowering agents with a diverse product portfolio, an extensive carrier network, unwavering support, and advanced tools, enabling them to make life insurance more accessible, understandable, and tailored to meet individual needs, ensuring peace of mind and security for all.

Disclosure:

We wish to disclose that all life insurance products mentioned are written through *BackNine. Chenango Brokers is committed to transparency and it is imperative for our partners and clients to know that we do not hold direct licensure with the mentioned carriers. BackNine, a respected entity in the insurance sector, serves as our facilitator, ensuring adherence to the highest standards of compliance and excellence in all interactions and services. This collaboration allows us to focus on delivering superior solutions and services, maintaining the highest level of reliability and trust in every engagement.

Unleash the potential of wholesale life insurance solutions with Chenango Brokers. Contact us today to learn more about how we can empower you to exceed client expectations and elevate your service delivery in the life insurance sector.

*BackNine Insurance & Financial Services, Inc., 310 N Westlake Blvd STE 240, Westlake Village, CA 91362, (800) 790-1951, CA License 0196532