What We Sell

Chenango Brokers offers a variety of insurances including (but not limited to):

Commercial Insurance Products

Business Owners & CPP’s

(Personal Service) beauty, barber, massage, tattoo, optical, laundromat,  nails

(Business Services) appraisers, claims adjusters, home inspectors, interior decorators, real estate agents and appraisers, surveyors-, veterinarian

(Retail) furniture, clothing, appliance, gift shop, variety stores, cell phone stores, Antique shops, Main Street businesses, restaurant classes, pharmacy (professional available), hardware, florist, beer/wine/liquor, carpet & flooring, clothing, department stores, gift shops, jewelry stores, home improvement stores auto parts, optical stores, hearing aid stores, lessor risk

(Wholesale) furniture, tools/hardware, appliances, beverage, electrical, plumbing/heating supplies, electronics, clothing, auto parts, floral, bakeries, clothing, paper goods,  beverage, beer and wine, liquor


Cable or subscription TV, Data processing center, software & computer R&D, web design, technological and electronic product distribution, technical component manufacturing, technical consulting, technical integration/installation, technical repairs, technical product manufacturing, technical service provider

Veterinarian, Architectural & Engineering

Animal hospitals,  Architects, Architectural Services, Draftsmen, Engineers, Engineering Services, land surveyors, pet grooming, pet training, veterinarians


Attorney, real estate, insurance, property management. Accounting,

(Misc) Lessors risk, mixed mercantile, strip malls, hotel/motel, vacant, building, vacant land, parking lots, printers, commercial condo-owners, commercial condo associations, communication towers, film studio, music recording studio learning center, library, museum, tire dealers without repair/recap, wedding chapel, radio station, television station,  trade schools, professional schools, private schools, not-for-profit associations, charitable organizations, craft breweries, craft distilleries, commercial flood, commercial umbrella

Workers Comp

Retail, Restaurants, medical offices, contractors, service business,

Restaurant & Tavern

Family style, fine dining, franchised or non-franchised, fast food, takeout, taverns, bars, diners, food trucks,

Online rating, deli, bodega, pizzeria, grocery, Chinese,  convenience store w/ food, catering, craft breweries, craft distilleries


Repair, Auto Body, Transmission, Detail Shop, Car Wash, Automated Car Wash, Sound & Stereo, Brake Shop, Oil Change, Lube Shop, online rating, Convenience Store w/ gas, gas station

Commercial Auto

Fleet, Non-fleet, franchisees, contractors, wholesalers, distributors, contract carriers, pest control, private passenger corporately owned, light local trucking including sand & gravel, household movers, couriers


Apartment buildings (and) Apartment complexes including incidental mercantile, condo associations, mixed occupancy, student housing, mobile home parks, Online rating.

Commercial Property
Contractors Liability

Artisan, Carpentry, Electrician, Cable Installer, Communications Installer without monitoring, Roofing, HVAC, Plumbing, Heating, Air Conditioning, Logger, Janitorial, General Contractor, franchised, non-franchised, Masonry, Concrete construction, Painting -interior, Painting-exterior, Window & Door installation, landscaping, Interior decorator, steel erection,

Personal Insurance Products

Personal Auto

Sub-appointments, Direct access, Artisan use vehicles, Uber, Lyft, Rideshare, Standard and Preferred companies, Auto/Home Packages


Sub-appointments, Direct access, 1-4 family, AirBnb, Modular homes, Mobile homes, Doublewides,  Condo, Co-Op, Waterfront, Coastal, Secondary, Seasonal, Primary Residence, Home/Auto Packages, Home in course of construction, Coastal Homeowners


Vacant, cancelled, 1-4 family dwellings (rental or occupied), rental mobile homes, Sub-appointments


Monoline, Part of a package.  Limits to $5,000,000.  Online rating


Primary and excess flood written

Life Insurance Products

Learn more about offering life insurance.



John N. Mason, CIC, has been in the insurance industry since 1988 and has consulted numerous agencies across the United States and Canada on how to better run and market their agencies on a fee basis. Services run $1600.00 per 8 hour day plus reasonable travel expense. A two day consultation would include a SWOT analysis, frank discussion with staff members which usually reveals problems the principal isn’t even aware of, and an implementation plan.

Success Stories

"When a prospective client needs a quote as soon as possible, I know I can count on Dawn. Her quick responses and excellent service make working with her a great experience."

Ana Restrepo

Don Dutton Agency LLC, North Brunswick

“Dawn is great! She always helps me with all of my crazy questions. When I send her a quote I get it back in a few minutes.”


Dalleo Group Inc. Nationwide, New Windsor

“Dawn is always very helpful when I call or email her. Even when I forget to attach forms and send three emails to her.”

Audrey Davies

Bianchi Agency, Solvay

“As always, Dawn was awesome. Her professionalism, knowledge and marketing skills, make this business fun to work in.”

Edmund Besch

Bristol Burgess, Westfield

“Dawn is a rock!! Whenever I call regarding concerns or coverage questions, I can depend on her knowledge of what company will meet our client needs.”

D. Edward

Auto Insure, Syracuse

“Dawn was very helpful and got the quotes I requested back very quickly. Within the hour of the last question answered. Very quick in comparison to other brokerages.”

Melissa Reed

Belfield Agency, Mohawk

“I am always happy with the work of Chenango Office. Dawn has always provided great service along with positive attitude. Fast quotation is what makes Chenango a great company.”

Anna Kapynha

Integrity Cov, Brooklyn

“The response time and ability to assist has been excellent! A lot of our contractor customers are very last minute and therefore make our requests to you all very last minute. This has not been an issue!”

Tara Pezze

Empire Region, Albany